I’m Margaret Johnson, the Money Maven, a Financial Reality Strategist, and the founder of Women and Money Inc. and Solutions Credit Counselling Service Inc.

For more than four decades, I have worked in the world of money, credit, debt and financial decision-making, helping thousands of people face their numbers, regain control and move forward. That experience taught me one undeniable truth: avoiding the numbers never fixes the problem, but facing them can change everything.

Today, I work with women entrepreneurs who are making money but not keeping enough of it. I help them separate their personal and business finances, understand where their money is going, pay themselves properly and build businesses that create real profit, not simply more work.

My approach is candid, practical and compassionate. There is no blame and no shame—just honest conversations, clear numbers and decisions grounded in financial reality.

Because your business should do more than keep you busy. It should pay you, support your life and give you choices.