Financial Literacy: The Key to Financial Well-Being

What does it mean to have good financial literacy? Being financially literate means having the knowledge to make decisions that will positively impact your financial health. As noted in the Relation between Financial Literacy, Financial Wellbeing and Financial Concerns, “the higher your financial literacy the greater your financial well-being.” Tracking spending, budgeting, saving, and borrowing…

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5 Reasons You Didn’t Reach Your Financial Goals Last Year

A fresh new year is a motivating time for change; you want to move closer to your financial goals, you want to gain new habits; you want things to be different this year. This is how most of us feel this time of year — it’s in our nature. But you’re not quite sure how…

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Budgeting and Taxes

Lots and lots of stuff happening last week. The high point was my community workshop on budgeting. Wow. What a great group!!! When I arrived Thursday night, January 31, there were only two women there. The one lady said, “Are we the only two broke women in Maple Ridge?” We all laughed. Soon the room…