Category Archives: Christmas

A Simple Christmas

How to Have A Simple Christmas - Women and Money Inc

A good friend of mine, Michael Gillette, a renowned guitarist and teacher, gave me a great Christmas CD of traditional music with a delicious new flavour. Only two instruments play – a flute and acoustic guitar – that reinvigorate the classics with lively nuances and brilliant flurries.

An added feature to their vivacious touch makes this tribute to Christmas fresh: the songs are short. They are mindful the audience already knows the melodies. So, rather than keep repeating the refrains and verses they serve up tasty appetizers that bring back all of the joyful memories in exactly the right portions … Read More >

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Women and Money and Christmas

Women and money and Christmas

We conjured up our best Posts of Christmas Past so you can revel in all this Women and Money and Christmas goodness!… Read More >

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Christmas Gifts: Should you go with a Handmade Gift or Store Bought?

Christmas gifts: should you go with handmade or store bought?

Have you started your Christmas shopping yet? I haven’t, but I’m starting to think of gift ideas and asking the yearly dilemma, to make gifts or to buy them? For me, this is an annual question which could go either way, some years I make gifts for family, other years I buy specific items or even gift cards if I’m really lazy busy stuck. If you are like me and thinking about making some gifts this year, let’s consider the pros and cons in terms of cost, time, and stress to help make our decision.… Read More >

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Christmas Gift List and Budget Printable

I’m happy to offer you a new free printable: My Christmas Gift List & Budget. Although Christmas is still 3 months away, I’m starting to think about shopping for Christmas gifts now. I often buy Christmas gifts throughout the year, stash them away, and then forget how much I spent on them, who they’re for, or even that I had them sitting in my closet. This year I’m determined to be more organized, that’s why I created this Christmas Gift List and Budget sheet, and I want to share it with you!

Love this super handy free printable to organize Christmas gift shopping and stay on budget! My Christmas Gift List & Budget from womenandmoney.comRead More >

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Season of Savings: Tips to save money this Holiday Season

Tips to Save Money this Holiday Season, starting Now!

Extra Costs

How to save on all those extra costs this Holiday Season!

Don’t forget about the other costs of the season you may splurge on, and can easily cut out. Custom photo Christmas cards, new dress clothes and shoes for yourself, your husband and kids, seasonal treats and eating and drinking out. Make priorities, treat yourself selectively and don’t over-indulge.

11. Save on Christmas cards. If you absolutely love doing Christmas cards, look into making them yourself, buying them on sale, or including your own photo rather than getting a custom-made photo card. Or mail your great Aunt Betty a … Read More >

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Season of Savings: Tips to save money on Travel this Holiday Season

Travel

How to save money on travel this Holiday Season!

9. If you have to fly somewhere for the holidays to visit family, make sure you pay less for your ticket. Check online for seat sales, buy your ticket early, and fly mid-week if that’s a possibility. If you’re flying to the States, it may be worth driving to the nearest American airport and flying domestically from there — look into that option — you may save hundreds of dollars and get a more direct flight, as is often the case.

10. Save money on gas. You may find yourself driving all over town and nearby towns … Read More >

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Season of Savings: Tips to save money on Gifts this Holiday Season

Tips to Save Money this Holiday Season, starting Now!

Gift Giving

How to save money on gifts and everything else this Holiday Season! www.womenandmoney.com

Each year you have a long list of people you will buy gifts for, and probably a loose budget you have in mind for each.

5. Cut down your list. Do you really need to buy a gift for all the coworkers in your office, your child’s school principal and other acquaintances? No, no you don’t.

  • If there is an expectation of gift exchange with someone you have a less than close relationship with, discuss with them in advance that you are cutting back this year, and maybe
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Season of Savings: Tips to save money on Family Feasts this Holiday Season

Tips to Save Money this Holiday Season, starting Now!

Family Feasts

14 Tips to Save Money this Holiday Season - gifts, food, travel and more! | womenandmoney.com

Do you host the annual turkey dinner for your extended family? There are many ways you can save on the costs of the occasion.

2. Try alternating hosts each year between you, your parents, your brother or sister and in-laws so the financial burden doesn’t always fall on you.

3. If you really enjoy being the host, make it a potluck style dinner, where you cook the turkey and your signature stuffing (or whatever your favourite dish is) and ask others to bring the dessert and side dishes. Slow … Read More >

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Christmas Crunch Time: 6 Tips for an Affordable Christmas

By Margaret H. Johnson

6 tips for an affordable christmas

Even though you may be feeling that it’s ‘too late’ to start saving for Christmas now, what are your other options?  If you answered ‘credit cards,’ you aren’t alone.  It’s easy for the majority of Canadians to fall into the debt trap, but do you really want to start the new year off with a debt hangover?  I didn’t think so!  Read our 6 tips for an affordable Christmas.… Read More >

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Holiday Season is here – Shall we go into debt for Christmas?

By Margaret H. Johnson

The top ten list to avoid debt for Christmas

I heard my first Christmas carol of the year about two weeks ago. And you know what? I’m still not in the Christmas mood yet. In fact, I’m not ready for any bells ringing or children singing or, bah humbug, a partridge in a pear tree.… Read More >

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How to Pay Off Christmas Bills

How will you pay all those post-Christmas bills? Here is some good tips

As the Christmas-spending credit card bills start to roll in, are you asking yourself how you’re going to pay them off in a reasonable time? Pay off your Christmas bills with these 6 tips.

1. Did you receive any money for Christmas gifts? If so, we recommend putting that money on your credit cards now, and paying yourself back later. That way you can save yourself some interest charges, and the interest money you save over time will help you to get out of debt faster.… Read More >

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How about a Budget for Christmas?

How About A Budget For Christmas?

If Santa has been watching the news around the world, then he might be thinking more about falling off a fiscal cliff than splurging blindly on everyone this holiday season. And this has nothing to do with Scrooge. There is a big difference between sensible shopping and Grinch-like cheapness.… Read More >

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Is it too late for a Budget?

Is It Too Late For A Budget for Christmas?

Now that Black Friday, Cyber Monday and Giving Tuesday has past, is there any money left for a budget?

Oh oh. I think it’s supposed to be the other way around. Aren’t we supposed to organize a budget first before we spend money?

To answer the very first question, it’s never too late for a budget. A budget always tells the truth – or at least it will get us thinking about what we are doing with our money. But this is often the rub. We are scared about the truth. We don’t really want to know how much everything … Read More >

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Season of Savings: Tips to save money this Holiday Season

Tips to Save Money this Holiday Season, starting Now!

14 smart tips to save money this holiday season! From gifts to holiday meals to travel to all the extras this list has so many ways to save.

The holiday season is approaching, and with family gatherings, gift giving, increased travel and holiday splurges it’s an expensive time of year.  We are rolling out a new series of great tips to help you save money this Thanksgiving and Christmas, and yes you should start planning early to achieve the best savings!… Read More >

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