Category Archives: Debt

Payday Loans: What You Need to Know

Payday loans: what you need to know! - womenandmoney.com

What is a payday loan?

A payday loan, or payday advance, is a short-term loan of usually 14 days, which you promise to pay back, plus fees, after you receive your next paycheque. The loan is often between 30-50% of the amount of your paycheque.
To qualify for a payday loan, you must provide proof that you have a regular income, a permanent address and a bank account. You will have to sign a loan agreement which states the loan interest, fees, and due date. Most of the time you will need to provide a post-dated cheque for the full … Read More >

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How to Pay Off Christmas Bills

How will you pay all those post-Christmas bills? Here is some good tips

As the Christmas-spending credit card bills start to roll in, are you asking yourself how you’re going to pay them off in a reasonable time? Pay off your Christmas bills with these 6 tips.

1. Did you receive any money for Christmas gifts? If so, we recommend putting that money on your credit cards now, and paying yourself back later. That way you can save yourself some interest charges, and the interest money you save over time will help you to get out of debt faster.… Read More >

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