It has taken a lifetime – or two – or several million – to witness the recent realization that the government in Newfoundland-Labrador has had in understanding the draconian nature of lending huge sums of money to poor people to get a post-secondary education that’s necessary for finding a job – and doing something about it.
As reported by CBC news on August 3rd 2015, provincial student loans have now been replaced with non-repayable grants.
I’ve often wondered why the major political parties, federal and provincial, have methodically steered away from the issue of student loans for decades. The … Read More >
A fresh new year is a motivating time for change; you want to move closer to your financial goals, you want to gain new habits; you want things to be different this year. This is how most of us feel this time of year — it’s in our nature.
But you’re not quite sure how to go about achieving your goals. You try to save money where you can, you try not to overspend, but you still can’t seem to get a good handle on your money and gain real progress towards your goals.
And at the back of your … Read More >
We spend a lot of money on our kids these days, and a lot of it isn’t necessary. We came up with a list of common mistakes and thrifty solutions for you to save money on kids in a big way. Not all of these will apply to you or will work for you, but hopefully some of them will resonate and help you in your noble quest to save money.… Read More >
Not everyone can afford to take a vacation every year, but many people don’t think they can when they actually can! If you love going on vacation and wish you could more often, read our strategies to find out how.… Read More >
From birthday parties to holiday parties to just because parties, people love parties and we throw a lot of them! But we can get a little carried away with the spending, especially when trying to copy a Pinterest party and impress our friends. That’s why we are sharing with you our 20 ways to save money on parties.
… Read More >
When you’re on a tight budget, home decor is one of the first things to cut out of your spending. But if you have a small budget for it, read our thrifty tips to see how you can save money on home decor. Whether you’ve just moved, haven’t redecorated in years, or want to freshen up your space for a new season, there are ways to get the look you want while saving a bundle.… Read More >
Who doesn’t like dining out? We all like to get a little break from the kitchen and dishes now and then, have someone else do the cooking, and savor the delicious food. But dining out can be very pricey, so for those of you trying to reign in the dining out budget, we present 10 ways to save money dining out.… Read More >
Clothing can be expensive, and take a large chunk out of your budget. Be a savvy shopper following these 20 tips to save money on clothes.… Read More >
A dollar saved is a dollar earned… so how much extra money could you earn for yourself by not spending for a month? Just think of what you could do with all that extra cash – pay off debt, achieve your savings goals for a vacation or large ticket item, build up your emergency savings, the list goes on.
I know what you’re thinking: that’s impossible. But I’m talking about discretionary spending here – of course you will still have to pay your bills, but the goal is to not go shopping and to purchase as little as physically possible … Read More >
Women and Money Inc presents our blog series “How to save money on…” to help you fine tune your budget and achieve your financial goals! Here is part 1: How to Save Money on Groceries – The 10 Best Ways to Save Money on Groceries
Groceries are one of those household expenses which can be extremely variable, depending on your family size, lifestyle, shopping habits and even which store you shop at. Prices continue to rise over the years, and groceries are often the largest variable household expense. That is why so many people are wondering how to save money … Read More >
Easter is coming, are you ready? If your family celebrates the holiday with a big dinner, Easter baskets full of treats and gifts, Easter egg hunts, decorations and more, you may be surprised at how much the holiday costs you. Did you budget for Easter?… Read More >
By Margaret H. Johnson
Even though you may be feeling that it’s ‘too late’ to start saving for Christmas now, what are your other options? If you answered ‘credit cards,’ you aren’t alone. It’s easy for the majority of Canadians to fall into the debt trap, but do you really want to start the new year off with a debt hangover? I didn’t think so! Read our 6 tips for an affordable Christmas.… Read More >
Also posted in Blog, Christmas
Do you find that you are becoming an avid online shopper, bordering on addicted? While there are many benefits to shopping online, the ease of the process can lead you to shop more than you would otherwise, and spend more money than perhaps you should.… Read More >
Paying off your home shouldn’t take a lifetime or 25-40 years like the original amortization you initially took upon. By planning ahead and sticking to the plan, you have the opportunity to pay your mortgage off sooner and become completely debt free.
Here are 7 ways to pay off mortgage sooner and decrease the amortization and interest costs off your mortgage:… Read More >
Shop till you drop
Shopping has become one of the worlds’ favourite pastimes but is also a huge contributor to debt and financial difficulty. Fortunes are spent, unneeded items are bought, and cash registers continue to ring. Consumers seem to have an unquenchable desire for more things. When one credit card is at its limit, another account is opened. What is more, advertisers fill the media with attractive items, special discounts and catchy slogans. It is no wonder that personal debt is growing out of control and savings accounts are empty. Something must be done and good news. You have … Read More >