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Category Archives: Blog

Debt is not forever

Debt is not forever! Here's some awesome free resources for getting out of debt

Are the credit card bills piling up from your holiday spending? If you won’t be able to pay them off for a while, you’re probably resigned to the fact that debt is just a part of life.

Debt comes, and it may go, but more will come. Debt will always be a part of your finances.

But you are wrong. Because debt does not need to be your close friend/enemy.… Read More >

Also posted in Debt, Personal Finance, Women and Money | Tagged | Comments closed

Should I Join A Birthday Girl Gifting Circle?

Should I join a birthday girl gifting circle?

Recently I met with a couple to do their bankruptcy counselling, and as we were talking the wife asked me a very interesting question. She asked my opinion on joining a “gifting circle” after being invited to do so by a close friend. The buy-in was $5000, and the promised reward was $40,000.

Sounds too good to be true doesn’t it? And you know what they say…

My first response was — that sounds like the “Birthday Girl” scheme. She said “Yes! That’s what they call it, the ‘Birthday Girl’ gets the money when it’s her turn”.… Read More >

Also posted in Women and Money | Comments closed

Entrepreneurs: Should you work from home or rent an office?

Entrepreneurs - should you work from home or rent an office?

If you’re a new entrepreneur facing the big decision – should you work from home or rent an office – there are some important points to consider to make the right decision. As you think about the pros and cons of each, remember that the details of your particular business as well as your own personality will determine which is best for you.… Read More >

Also posted in Business Finance | Comments closed

Doing It My Way

Doing It My Way: How to Organize Your Affairs, Clarify your Wishes and Leave a Lasting Legacy

By Margaret H. Johnson

When my dad passed away very suddenly, his financial affairs were well organized, but we didn’t know what any of his last personal wishes were. My mom, siblings and I had to make difficult decisions, not knowing what he truly would have wanted us to do. All that stress was compounded by our grief.

After that experience I realized I needed to organize my own affairs and clarify my wishes. And I wondered, how many others are in the … Read More >

Also posted in Personal Finance, Women and Money | Comments closed

5 Reasons You Didn’t Reach Your Financial Goals Last Year