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Why we Buy Luxury Items we Can’t Afford

How much would you consider spending on a luxury item that you really, really coveted?  How about a lavish designer purse, like a Louis Vuitton or a Chanel? We’ve all seen the gossip magazines – the ones that feature celebrities carrying expensive, outrageously priced handbags.  How can one purse be worth $5, 000, or even…

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How to Change your Money Relationship to Achieve your Dreams

You have big dreams, you know things need to change, but you just can’t seem to get out of the money rut you’re stuck in. You’re not sure what you’re doing wrong or how to fix it. Well you should know, your current financial position is the result of your “money relationship”. The deeply entrenched…

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Christmas Gifts: Should you go with a Handmade Gift or Store Bought?

Have you started your Christmas shopping yet? I haven’t, but I’m starting to think of gift ideas and asking the yearly dilemma, to make gifts or to buy them? For me, this is an annual question which could go either way, some years I make gifts for family, other years I buy specific items or…

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What Money Mistakes Are You Making?

I often speak with individuals who claim that they’ve made money mistakes in the past.  “Why didn’t I just do __________!” they tell me, often very regretfully.  While some people are quick to learn from their money blunders, others repeat them without realizing where they went wrong in the first place.  As you probably know,…

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10 Surprising Kid Expenses that Sabotage Your Budget

If you have kids, you’ll probably budget for their activities, clothes, shoes, daycare, and other regular expenses. But it’s easy to miss those annual and random items that inevitably pop up, so build a miscellaneous expense for the kids into the family budget to cover those costs. Here’s our list of 10 surprising kid expenses…

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Sharing the Burden: Finances and Relationships

For many couples, money is the source of constant arguments, frustration, and, oftentimes, separation or divorce. What causes financial discord and how can you prevent it from happening in your relationship? Let’s look at an issue that has been percolating for hundreds of years (probably longer!) and see if we can gain some modern day…

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Women Entrepreneur Tips: 5 Ways Solopreneurs Can Save Money

With a sole proprietorship (solopreneur) company, you may not have employee wages to worry about but you still need to maximize your profit in order to pay yourself and grow your business. Earning more money is the name of the game, however saving money can oftentimes be the easier way to increase profit. For our…