We spend a lot of money on our kids these days, and a lot of it isn’t necessary. We came up with a list of common mistakes and thrifty solutions for you to save money on kids in a big way. Not all of these will apply to you or will work for you, but…
Do you remember the last piece of really good money advice that you got? Who did you get it from? Was it your parents, your co-worker, your neighbour? Was it from a magazine at the dentist’s office or an inspirational Pinterest board? Where ever you heard it, chances are you remember it because it resonated…
How much would you consider spending on a luxury item that you really, really coveted? How about a lavish designer purse, like a Louis Vuitton or a Chanel? We’ve all seen the gossip magazines – the ones that feature celebrities carrying expensive, outrageously priced handbags. How can one purse be worth $5, 000, or even…
You have big dreams, you know things need to change, but you just can’t seem to get out of the money rut you’re stuck in. You’re not sure what you’re doing wrong or how to fix it. Well you should know, your current financial position is the result of your “money relationship”. The deeply entrenched…
Have you started your Christmas shopping yet? I haven’t, but I’m starting to think of gift ideas and asking the yearly dilemma, to make gifts or to buy them? For me, this is an annual question which could go either way, some years I make gifts for family, other years I buy specific items or…
Do you often look at the clock at the end of a long day and wonder where the time went? Do you compare your life to other people’s, especially on social media sites? Do you find that you are stressed out, irritated, and generally unhappy most days? According to some individuals, you might be a…
I often speak with individuals who claim that they’ve made money mistakes in the past. “Why didn’t I just do __________!” they tell me, often very regretfully. While some people are quick to learn from their money blunders, others repeat them without realizing where they went wrong in the first place. As you probably know,…
International Day of the Girl Child is October 11. Each year since it was declared by the United Nations in 2012, the day has been centered on a different theme of girls rights. In 2012 it was ending child marriage, in 2013 it was innovating for girls education, and this year 2014 the theme is…
Not everyone can afford to take a vacation every year, but many people don’t think they can when they actually can! If you love going on vacation and wish you could more often, read our strategies to find out how.
I’m happy to offer you a new free printable: My Christmas Gift List & Budget. Although Christmas is still 3 months away, I’m starting to think about shopping for Christmas gifts now. I often buy Christmas gifts throughout the year, stash them away, and then forget how much I spent on them, who they’re for,…
Are you one of the many people these days who are living paycheck to paycheck? What would happen if your paycheck was delayed by even one week? Would you be facing bounced payments, payday loans, and eating only what’s already in your pantry and fridge? If so you are at risk, find out why and…
At Women and Money Inc we love giving debt advice to women, because debt is such a private and unspoken topic that affects almost every family, and with devastating weight. Many women not only have their own debt, but also deal with their husbands debt as well. And we find it’s often like asking for…
It’s that time of year again… back to school. With the kids returning to school and the fresh crisp air of fall, back to school season brings such a feeling of fresh beginnings as much as the new year in January. Many of us have grown tired of the lazy, laid back days of summer…
Do you get to the end of the month and wonder where all your money went? Do you know how much debt you have and when it will be paid off? We created our new free spending tracker and debt tracker spreadsheets so you can get organized, stay on budget and turn your debt payment…
From birthday parties to holiday parties to just because parties, people love parties and we throw a lot of them! But we can get a little carried away with the spending, especially when trying to copy a Pinterest party and impress our friends. That’s why we are sharing with you our 20 ways to save money…
When you’re on a tight budget, home decor is one of the first things to cut out of your spending. But if you have a small budget for it, read our thrifty tips to see how you can save money on home decor. Whether you’ve just moved, haven’t redecorated in years, or want to freshen up…
If you have kids, you’ll probably budget for their activities, clothes, shoes, daycare, and other regular expenses. But it’s easy to miss those annual and random items that inevitably pop up, so build a miscellaneous expense for the kids into the family budget to cover those costs. Here’s our list of 10 surprising kid expenses…
For many couples, money is the source of constant arguments, frustration, and, oftentimes, separation or divorce. What causes financial discord and how can you prevent it from happening in your relationship? Let’s look at an issue that has been percolating for hundreds of years (probably longer!) and see if we can gain some modern day…
Who doesn’t like dining out? We all like to get a little break from the kitchen and dishes now and then, have someone else do the cooking, and savor the delicious food. But dining out can be very pricey, so for those of you trying to reign in the dining out budget, we present 10…
With a sole proprietorship (solopreneur) company, you may not have employee wages to worry about but you still need to maximize your profit in order to pay yourself and grow your business. Earning more money is the name of the game, however saving money can oftentimes be the easier way to increase profit. For our…
