Tips to Save Money this Holiday Season, starting Now! The holiday season is approaching, and with family gatherings, gift giving, increased travel and holiday splurges it’s an expensive time of year. We are rolling out a new series of great tips to help you save money this Thanksgiving and Christmas, and yes you should start…
With a sad heart I read an article in the Vancouver Sun recently about seniors divorcing. According to Statistics Canada, the phenomenon of “grey divorce” — or separation in one’s silver years — has been steadily increasing – up almost three per cent from 2006 to 2008. Once again the finger is pointed at the…
Some might ask, “What’s a Canadian doing watching an American political convention? “ Others might wonder what this might have to do with money and debt. Even worse, why would a Canadian be watching anything else but the Quebec election results happening at exactly the same time? Eh? The short answer, Michelle Obama. She is an…
Paying off your home shouldn’t take a lifetime or 25-40 years like the original amortization you initially took upon. By planning ahead and sticking to the plan, you have the opportunity to pay your mortgage off sooner and become completely debt free. Here are 7 ways to pay off mortgage sooner and decrease the amortization…
Due to the bank’s impersonal business practices and unnecessary fees, an elderly woman sent a hilarious revenge letter to her bank. Shown below is the actual letter that the 86 year old woman sent to her bank. Elder banking… priceless!
You can be the boss! Every business must have a financial game plan. It’s the same in daily life. No business would dream of entering a new year without some kind of financial game plan to give it an idea of how it’s been doing and where it wants to go. Treat your personal finances like…
Should kids be rewarded with money? This is a million dollar question. The Globe and Mail brought the familiar topic up in November. As I read the article I couldn’t help thinking about Pavlov and his famous experiments on conditioning behaviour. Money has been widely accepted as a positive reward, but how money influences human…
Would you turn down a marriage proposal if you found out your husband-to-be was heavily in debt? If you say yes, then money is more important to you than love, right? If you say no, then love is more important than money, right? If you substitute the word money for debt would this change your…
It often surprises me how little some women know about the big picture of personal finance, and how little they care to think about it. Often, the domain of investments and long term financial planning is claimed by men, while women are happy to pass that off and instead focus on the immediate family budget…
Many people, especially women, don’t put the effort into managing their own money. We want to encourage you and offer some advice on how to manage your money for yourself, to gain control of your financial life and confidence in your future.
Shop till you drop Shopping has become one of the worlds’ favourite pastimes but is also a huge contributor to debt and financial difficulty. Fortunes are spent, unneeded items are bought, and cash registers continue to ring. Consumers seem to have an unquenchable desire for more things. When one credit card is at its limit,…
