I’m happy to offer you a new free printable: My Christmas Gift List & Budget. Although Christmas is still 3 months away, I’m starting to think about shopping for Christmas gifts now. I often buy Christmas gifts throughout the year, stash them away, and then forget how much I spent on them, who they’re for,…
Are you one of the many people these days who are living paycheck to paycheck? What would happen if your paycheck was delayed by even one week? Would you be facing bounced payments, payday loans, and eating only what’s already in your pantry and fridge? If so you are at risk, find out why and…
At Women and Money Inc we love giving debt advice to women, because debt is such a private and unspoken topic that affects almost every family, and with devastating weight. Many women not only have their own debt, but also deal with their husbands debt as well. And we find it’s often like asking for…
It’s that time of year again… back to school. With the kids returning to school and the fresh crisp air of fall, back to school season brings such a feeling of fresh beginnings as much as the new year in January. Many of us have grown tired of the lazy, laid back days of summer…
Do you get to the end of the month and wonder where all your money went? Do you know how much debt you have and when it will be paid off? We created our new free spending tracker and debt tracker spreadsheets so you can get organized, stay on budget and turn your debt payment…
From birthday parties to holiday parties to just because parties, people love parties and we throw a lot of them! But we can get a little carried away with the spending, especially when trying to copy a Pinterest party and impress our friends. That’s why we are sharing with you our 20 ways to save money…
When you’re on a tight budget, home decor is one of the first things to cut out of your spending. But if you have a small budget for it, read our thrifty tips to see how you can save money on home decor. Whether you’ve just moved, haven’t redecorated in years, or want to freshen up…
If you have kids, you’ll probably budget for their activities, clothes, shoes, daycare, and other regular expenses. But it’s easy to miss those annual and random items that inevitably pop up, so build a miscellaneous expense for the kids into the family budget to cover those costs. Here’s our list of 10 surprising kid expenses…
For many couples, money is the source of constant arguments, frustration, and, oftentimes, separation or divorce. What causes financial discord and how can you prevent it from happening in your relationship? Let’s look at an issue that has been percolating for hundreds of years (probably longer!) and see if we can gain some modern day…
Who doesn’t like dining out? We all like to get a little break from the kitchen and dishes now and then, have someone else do the cooking, and savor the delicious food. But dining out can be very pricey, so for those of you trying to reign in the dining out budget, we present 10…
With a sole proprietorship (solopreneur) company, you may not have employee wages to worry about but you still need to maximize your profit in order to pay yourself and grow your business. Earning more money is the name of the game, however saving money can oftentimes be the easier way to increase profit. For our…
The most recent flare up over the domestic and corporate kitchens, otherwise known as gender equality in the workplace, all began with the Minister of Justice’s Peter MacKay complaining that not enough women were applying for federal justice appointments.
Clothing can be expensive, and take a large chunk out of your budget. Be a savvy shopper following these 20 tips to save money on clothes.
Wouldn’t it be great if your child was an entrepreneur, so they could pay for their own school supplies and friends’ birthday gifts? Joking aside, the reason your child should be an entrepreneur is not to support themselves at an early age, fast forward their childhood to the world of business and get a head…
We all know the type: the cheque comes, and they are nowhere to be found. You invite her over for dinner, and she shows up empty handed – but leaves with leftovers and a bottle of wine. You carpool with him and he never offers you gas money. You constantly babysit their two children, and…
Work to life balance has been a growing concern for people lately. This is a time where we can work long hours and potentially be connected to our work 24/7 due to electronic devices. But it’s also a time where many of us have the luxury of compressing our work schedules and having flexible hours…
Tips to Save Money this Holiday Season, starting Now! Extra Costs Don’t forget about the other costs of the season you may splurge on, and can easily cut out. Custom photo Christmas cards, new dress clothes and shoes for yourself, your husband and kids, seasonal treats and eating and drinking out. Make priorities, treat yourself…
Travel 9. If you have to fly somewhere for the holidays to visit family, make sure you pay less for your ticket. Check online for seat sales, buy your ticket early, and fly mid-week if that’s a possibility. If you’re flying to the States, it may be worth driving to the nearest American airport and flying…
Tips to Save Money this Holiday Season, starting Now! Gift Giving Each year you have a long list of people you will buy gifts for, and probably a loose budget you have in mind for each. 5. Cut down your list. Do you really need to buy a gift for all the coworkers in your office,…
Tips to Save Money this Holiday Season, starting Now! Family Feasts Do you host the annual turkey dinner for your extended family? There are many ways you can save on the costs of the occasion. 2. Try alternating hosts each year between you, your parents, your brother or sister and in-laws so the financial burden doesn’t always…
