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Author Archives: margaret

Entrepreneurs are in Personal Debt!


Ladies, it is very important that you try not to get into personal debt when you are building your business.

Unless of course you know what you’re doing and are prepared for the potential consequences.

While it is true that all businesses require money to get started it is important that you not put yourself in a debt situation that you cannot cope with.  Starting a business even a one-person-startup will cost you on average $25,000 – $30,000 in your first year. You will need, a website, website hosting, domain name registration, business name, (if you plan to incorporate … Read More >

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Dollars & Sense (2)


Far too often wants are driven by the desire to have what others have.  This desire is referred to as keeping up with the Joneses.  Whomever, the Joneses, are should have little or no influence on your spending.  What others do and have should not control or even influence what you purchase.  Achieving your financial happiness and well-being should be far more critical.  Defining yourself is not what you have or what you own; it is who you are that matters.  In the long run, the high confidence that you develop from gaining financial self-mastery will … Read More >

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Before Shopping, Consider Stopping;



Shopping has become one of Canada’s favorite pastimes but is also a massive contributor to debt and financial difficulty.  Fortunes are spent, unneeded items are bought, and cash registers continue to ring.  Canadians seem to have an unquenchable desire for more things.  When a charge card is at its limit, another account is opened.  What is more, advertisers fill the media with beautiful items, exclusive discounts, and catchy slogans.  It is no wonder that personal debt is galloping out of control and savings accounts are depleted.  Something must be done, and … Read More >

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Women Take Charge of the Finances and Reduce Stress!

At Women and Money Inc. we recommend the following:

Money is an emotional subject it either makes us happy, sad or fearful. Try to think about money as your friend, not your enemy. Track your spending every week make time to go over your finances and understand where your money is going. It will help you to decide to keep spending the way you are or to alter your spending patterns.

Trust your self that you know what is best for you. Spend time researching items before buying them. This is especially true if you are making a “big … Read More >

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