Are the credit card bills piling up from your holiday spending? If you won’t be able to pay them off for a while, you’re probably resigned to the fact that debt is just a part of life.
Debt comes, and it may go, but more will come. Debt will always be a part of your finances.
But you are wrong. Because debt does not need to be your close friend/enemy.
A group of personal finance bloggers are endeavoring to spread the message that debt is NOT forever. That means debt is not a given part of our lives, it is something we can get out of and live happily without.
You can join in the Debt is Not Forever movement too by sharing why you want to be debt-free, an image that is your motivation, or your commitment to a debt-free life. Share on social media using the hashtag #DebtIsNotForever.
To help you on your debt-free journey, here’s some of our best information and resources for tackling debt:
Free debt tracker download (excel or pdf)
Free spending tracker download (excel or pdf)
Free monthly budget worksheet download – includes income, expenses, debt payments and savings goals! (excel or pdf)